{"id":597,"date":"2020-04-02T17:42:51","date_gmt":"2020-04-02T17:42:51","guid":{"rendered":"https:\/\/partners.newtekone.com\/teacherscu\/?page_id=597"},"modified":"2020-12-31T14:55:34","modified_gmt":"2020-12-31T14:55:34","slug":"cares-act","status":"publish","type":"page","link":"https:\/\/partners.newtekone.com\/teacherscu\/cares-act\/","title":{"rendered":"CARES Act"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.2.1&#8243; custom_padding=&#8221;0px|||||&#8221;][et_pb_row _builder_version=&#8221;4.2.2&#8243; custom_padding=&#8221;59px||||false|false&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.2.2&#8243;][et_pb_text admin_label=&#8221;BUSINESS LENDING&#8221; _builder_version=&#8221;4.3.4&#8243; header_text_align=&#8221;center&#8221; header_font_size=&#8221;42px&#8221; header_letter_spacing=&#8221;13px&#8221; header_line_height=&#8221;1.1em&#8221; header_5_font=&#8221;|700|||||||&#8221; header_5_text_align=&#8221;center&#8221; header_5_font_size=&#8221;21px&#8221; custom_padding=&#8221;4px||||false|false&#8221; border_width_top=&#8221;2px&#8221; border_width_bottom=&#8221;2px&#8221;]<\/p>\n<h1>CARES ACT<\/h1>\n<h5>COVID-19 Paycheck Protection Program<\/h5>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_2,1_2&#8243; _builder_version=&#8221;4.2.1&#8243; custom_padding=&#8221;40px|||||&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.2.1&#8243;][et_pb_text ul_item_indent=&#8221;30px&#8221; admin_label=&#8221;CARES Act Copy&#8221; _builder_version=&#8221;4.7.7&#8243; hover_enabled=&#8221;0&#8243; saved_tabs=&#8221;all&#8221; locked=&#8221;off&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<p><strong>CARES ACT<\/strong><\/p>\n<p><strong>Offering 1<sup>st<\/sup>\u00a0and 2<sup>nd<\/sup>\u00a0ROUND PAYCHECK PROTECTION PROGRAM (PPP)<\/strong><\/p>\n<p><strong>FOR BUSINESSES<\/strong><\/p>\n<p><strong>2<sup>nd<\/sup>\u00a0Round PPP:\u00a0<\/strong><\/p>\n<ul>\n<li>Paycheck Protection Program is offering a 2nd round loan to businesses under 300 employees, with loan calculated at 2.5 times payroll<\/li>\n<li>Loan can be used for payroll and overhead<\/li>\n<li>Business must demonstrate at least a 25 percent reduction in gross receipts in the first, second, or third quarter of 2020, relative to the same 2019 quarter<\/li>\n<\/ul>\n<p><strong>1<sup>st<\/sup>\u00a0Round PPP:<\/strong><\/p>\n<ul>\n<li>Paycheck Protection Program is offering small businesses under 500 employees loan amount calculated at 2.5 times payroll<\/li>\n<li>Loan can be used for payroll and overhead.<\/li>\n<li>If compliant, funds can be forgiven by the US government for maintaining a level of business activity &amp; remaining compliant- above applies to Profit and Not for Profit<\/li>\n<li>Above is subject to change based on SBA guidelines<\/li>\n<\/ul>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.2.1&#8243;][et_pb_text admin_label=&#8221;Business Lending Form&#8221; _builder_version=&#8221;4.3.4&#8243; custom_margin=&#8221;||||false|false&#8221;]<script type=\"text\/javascript\">\n\/* <![CDATA[ *\/\nvar gform;gform||(document.addEventListener(\"gform_main_scripts_loaded\",function(){gform.scriptsLoaded=!0}),document.addEventListener(\"gform\/theme\/scripts_loaded\",function(){gform.themeScriptsLoaded=!0}),window.addEventListener(\"DOMContentLoaded\",function(){gform.domLoaded=!0}),gform={domLoaded:!1,scriptsLoaded:!1,themeScriptsLoaded:!1,isFormEditor:()=>\"function\"==typeof InitializeEditor,callIfLoaded:function(o){return!(!gform.domLoaded||!gform.scriptsLoaded||!gform.themeScriptsLoaded&&!gform.isFormEditor()||(gform.isFormEditor()&&console.warn(\"The use of gform.initializeOnLoaded() is deprecated in the form editor context and will be removed in Gravity 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d=gform.hooks[o][r];null==n&&(n=r+\"_\"+d.length),gform.hooks[o][r].push({tag:n,callable:e,priority:t=null==t?10:t})},doHook:function(r,o,e){var t;if(e=Array.prototype.slice.call(e,1),null!=gform.hooks[r][o]&&((o=gform.hooks[r][o]).sort(function(o,r){return o.priority-r.priority}),o.forEach(function(o){\"function\"!=typeof(t=o.callable)&&(t=window[t]),\"action\"==r?t.apply(null,e):e[0]=t.apply(null,e)})),\"filter\"==r)return e[0]},removeHook:function(o,r,t,n){var e;null!=gform.hooks[o][r]&&(e=(e=gform.hooks[o][r]).filter(function(o,r,e){return!!(null!=n&&n!=o.tag||null!=t&&t!=o.priority)}),gform.hooks[o][r]=e)}});\n\/* ]]> *\/\n<\/script>\n\n                <div class='gf_browser_gecko gform_wrapper gform_legacy_markup_wrapper gform-theme--no-framework' data-form-theme='legacy' data-form-index='0' id='gform_wrapper_11' ><form method='post' enctype='multipart\/form-data'  id='gform_11'  action='\/teacherscu\/wp-json\/wp\/v2\/pages\/597' data-formid='11' novalidate>\n                        <div class='gform-body gform_body'><ul id='gform_fields_11' class='gform_fields top_label form_sublabel_below description_below validation_below'><li id=\"field_11_34\" class=\"gfield gfield--type-honeypot gform_validation_container field_sublabel_below gfield--has-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_11_34'>Instagram<\/label><div class='ginput_container'><input name='input_34' id='input_11_34' type='text' value='' autocomplete='new-password'\/><\/div><div class='gfield_description' id='gfield_description_11_34'>This field is for validation purposes and should be left unchanged.<\/div><\/li><li id=\"field_11_20\" class=\"gfield gfield--type-hidden gform_hidden field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><div class='ginput_container ginput_container_text'><input name='input_20' id='input_11_20' type='hidden' class='gform_hidden'  aria-invalid=\"false\" value='6630' \/><\/div><\/li><li id=\"field_11_21\" class=\"gfield gfield--type-text gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_11_21'>Contact Name<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/label><div class='ginput_container ginput_container_text'><input name='input_21' id='input_11_21' type='text' value='' class='medium'     aria-required=\"true\" aria-invalid=\"false\"   \/><\/div><\/li><li id=\"field_11_12\" class=\"gfield gfield--type-text field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_11_12'>Business Name<\/label><div class='ginput_container ginput_container_text'><input name='input_12' id='input_11_12' type='text' value='' class='medium'      aria-invalid=\"false\"   \/><\/div><\/li><li id=\"field_11_22\" class=\"gfield gfield--type-select gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_11_22'>Year(s) in Business<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/label><div class='ginput_container ginput_container_select'><select name='input_22' id='input_11_22' class='medium gfield_select'    aria-required=\"true\" aria-invalid=\"false\" ><option value='&lt;1yr' >Less than 1 year<\/option><option value='1yr' >1 year<\/option><option value='2yr' >2 years<\/option><option value='3+yrs' >More than 3 years<\/option><\/select><\/div><\/li><li id=\"field_11_23\" class=\"gfield gfield--type-select field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_hidden\"  ><div class=\"admin-hidden-markup\"><i class=\"gform-icon gform-icon--hidden\" aria-hidden=\"true\" title=\"This field is hidden when viewing the form\"><\/i><span>This field is hidden when viewing the form<\/span><\/div><label class='gfield_label gform-field-label' for='input_11_23'>Loan Type<\/label><div class='ginput_container ginput_container_select'><select name='input_23' id='input_11_23' class='medium gfield_select'     aria-invalid=\"false\" ><option value='Paycheck Protection Program' >Paycheck Protection Program<\/option><\/select><\/div><\/li><li id=\"field_11_24\" class=\"gfield gfield--type-text field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_hidden\"  ><div class=\"admin-hidden-markup\"><i class=\"gform-icon gform-icon--hidden\" aria-hidden=\"true\" title=\"This field is hidden when viewing the form\"><\/i><span>This field is hidden when viewing the form<\/span><\/div><label class='gfield_label gform-field-label' for='input_11_24'>Loan Amount (in US dollars)<\/label><div class='ginput_container ginput_container_text'><input name='input_24' id='input_11_24' type='text' value='' class='medium'    placeholder='$'  aria-invalid=\"false\"   \/><\/div><\/li><li id=\"field_11_29\" class=\"gfield gfield--type-phone gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_11_29'>Work Phone<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/label><div class='ginput_container ginput_container_phone'><input name='input_29' id='input_11_29' type='tel' value='' class='medium'   aria-required=\"true\" aria-invalid=\"false\"   \/><\/div><\/li><li id=\"field_11_30\" class=\"gfield gfield--type-phone field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_11_30'>Mobile<\/label><div class='ginput_container ginput_container_phone'><input name='input_30' id='input_11_30' type='tel' value='' class='medium'    aria-invalid=\"false\"   \/><\/div><\/li><li id=\"field_11_4\" class=\"gfield gfield--type-email gfield_contains_required field_sublabel_below gfield--has-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_11_4'>Email<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/label><div class='ginput_container ginput_container_email'>\n                            <input name='input_4' id='input_11_4' type='email' value='' class='medium'    aria-required=\"true\" aria-invalid=\"false\" aria-describedby=\"gfield_description_11_4\" \/>\n                        <\/div><div class='gfield_description' id='gfield_description_11_4'><strong style=\"color:#f00;\">Please provide a valid email address. This will be the primary form of communication for the loan process.<\/strong><\/div><\/li><li id=\"field_11_26\" class=\"gfield gfield--type-website field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_11_26'>Website Address<\/label><div class='ginput_container ginput_container_website'>\n                    <input name='input_26' id='input_11_26' type='url' value='' class='medium'    placeholder='https:\/\/'  aria-invalid=\"false\" \/>\n                <\/div><\/li><li id=\"field_11_27\" class=\"gfield gfield--type-address gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label gfield_label_before_complex' >Address<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/label>    \n                    <div class='ginput_complex ginput_container has_street has_street2 has_city has_state has_zip ginput_container_address gform-grid-row' id='input_11_27' >\n                         <span class='ginput_full address_line_1 ginput_address_line_1 gform-grid-col' id='input_11_27_1_container' >\n                                        <input type='text' name='input_27.1' id='input_11_27_1' value=''    aria-required='true'    \/>\n                                        <label for='input_11_27_1' id='input_11_27_1_label' class='gform-field-label gform-field-label--type-sub '>Street Address<\/label>\n                                    <\/span><span class='ginput_full address_line_2 ginput_address_line_2 gform-grid-col' id='input_11_27_2_container' >\n                                        <input type='text' name='input_27.2' id='input_11_27_2' value=''     aria-required='false'   \/>\n                                        <label for='input_11_27_2' id='input_11_27_2_label' class='gform-field-label gform-field-label--type-sub '>Address Line 2<\/label>\n                                    <\/span><span class='ginput_left address_city ginput_address_city gform-grid-col' id='input_11_27_3_container' >\n                                    <input type='text' name='input_27.3' id='input_11_27_3' value=''    aria-required='true'    \/>\n                                    <label for='input_11_27_3' id='input_11_27_3_label' class='gform-field-label gform-field-label--type-sub '>City<\/label>\n                                 <\/span><span class='ginput_right address_state ginput_address_state gform-grid-col' id='input_11_27_4_container' >\n                                        <select name='input_27.4' id='input_11_27_4'     aria-required='true'    ><option value='' selected='selected'><\/option><option value='Alabama' >Alabama<\/option><option value='Alaska' >Alaska<\/option><option value='American Samoa' >American Samoa<\/option><option value='Arizona' >Arizona<\/option><option value='Arkansas' >Arkansas<\/option><option value='California' >California<\/option><option value='Colorado' >Colorado<\/option><option value='Connecticut' >Connecticut<\/option><option value='Delaware' >Delaware<\/option><option value='District of Columbia' >District of Columbia<\/option><option value='Florida' >Florida<\/option><option value='Georgia' >Georgia<\/option><option value='Guam' >Guam<\/option><option value='Hawaii' >Hawaii<\/option><option value='Idaho' >Idaho<\/option><option value='Illinois' >Illinois<\/option><option value='Indiana' >Indiana<\/option><option value='Iowa' >Iowa<\/option><option value='Kansas' >Kansas<\/option><option value='Kentucky' >Kentucky<\/option><option value='Louisiana' >Louisiana<\/option><option value='Maine' >Maine<\/option><option value='Maryland' >Maryland<\/option><option value='Massachusetts' >Massachusetts<\/option><option value='Michigan' >Michigan<\/option><option value='Minnesota' >Minnesota<\/option><option value='Mississippi' >Mississippi<\/option><option value='Missouri' >Missouri<\/option><option value='Montana' >Montana<\/option><option value='Nebraska' >Nebraska<\/option><option value='Nevada' >Nevada<\/option><option value='New Hampshire' >New Hampshire<\/option><option value='New Jersey' >New Jersey<\/option><option value='New Mexico' >New Mexico<\/option><option value='New York' >New York<\/option><option value='North Carolina' >North Carolina<\/option><option value='North Dakota' >North Dakota<\/option><option value='Northern Mariana Islands' >Northern Mariana Islands<\/option><option value='Ohio' >Ohio<\/option><option value='Oklahoma' >Oklahoma<\/option><option value='Oregon' >Oregon<\/option><option value='Pennsylvania' >Pennsylvania<\/option><option value='Puerto Rico' >Puerto Rico<\/option><option value='Rhode Island' >Rhode Island<\/option><option value='South Carolina' >South Carolina<\/option><option value='South Dakota' >South Dakota<\/option><option value='Tennessee' >Tennessee<\/option><option value='Texas' >Texas<\/option><option value='Utah' >Utah<\/option><option value='U.S. Virgin Islands' >U.S. Virgin Islands<\/option><option value='Vermont' >Vermont<\/option><option value='Virginia' >Virginia<\/option><option value='Washington' >Washington<\/option><option value='West Virginia' >West Virginia<\/option><option value='Wisconsin' >Wisconsin<\/option><option value='Wyoming' >Wyoming<\/option><option value='Armed Forces Americas' >Armed Forces Americas<\/option><option value='Armed Forces Europe' >Armed Forces Europe<\/option><option value='Armed Forces Pacific' >Armed Forces Pacific<\/option><\/select>\n                                        <label for='input_11_27_4' id='input_11_27_4_label' class='gform-field-label gform-field-label--type-sub '>State<\/label>\n                                      <\/span><span class='ginput_left address_zip ginput_address_zip gform-grid-col' id='input_11_27_5_container' >\n                                    <input type='text' name='input_27.5' id='input_11_27_5' value=''    aria-required='true'    \/>\n                                    <label for='input_11_27_5' id='input_11_27_5_label' class='gform-field-label gform-field-label--type-sub '>ZIP Code<\/label>\n                                <\/span><input type='hidden' class='gform_hidden' name='input_27.6' id='input_11_27_6' value='United States' \/>\n                    <div class='gf_clear gf_clear_complex'><\/div>\n                <\/div><\/li><li id=\"field_11_28\" class=\"gfield gfield--type-select field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_11_28'>Best time to call<\/label><div class='ginput_container ginput_container_select'><select name='input_28' id='input_11_28' class='medium gfield_select'     aria-invalid=\"false\" ><option value='Anytime' >Anytime<\/option><option value='Morning' >Morning<\/option><option value='Midday' >Midday<\/option><option value='Evening' >Evening<\/option><option value='Saturday' >Saturday<\/option><option value='Sunday' >Sunday<\/option><\/select><\/div><\/li><li id=\"field_11_15\" class=\"gfield gfield--type-select adCampaignId gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_11_15'>How did you hear about us?<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/label><div class='ginput_container ginput_container_select'><select name='input_15' id='input_11_15' class='medium gfield_select'    aria-required=\"true\" aria-invalid=\"false\" ><option value='' >Please Select<\/option><option value='Fox News' >Fox News<\/option><option value='CNN' >CNN<\/option><option value='Fox Business News' >Fox Business News<\/option><option value='Bloomberg' >Bloomberg<\/option><option value='MSNBC' >MSNBC<\/option><option value='Not sure what channel' >Not sure what channel<\/option><option value='Friend\/Word of mouth' >Friend\/Word of mouth<\/option><option value='Search Engine' >Search Engine<\/option><option value='Email Blast' >Email Blast<\/option><option value='Existing Customer' >Existing Customer<\/option><option value='Social Media' >Social Media<\/option><option value='Call Campaign' >Call Campaign<\/option><option value='Magazine' >Magazine<\/option><option value='CNBC' >CNBC<\/option><option value='Trade Show' >Trade Show<\/option><\/select><\/div><\/li><li id=\"field_11_14\" class=\"gfield gfield--type-textarea field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_11_14'>Questions\/Comments<\/label><div class='ginput_container 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